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Free tool · Meta rates updated 7 October 2026

WhatsApp Business API Pricing Calculator (India 2026)

Estimate your monthly WhatsApp cost: Meta per-message charges by category and country, your platform plan, 18% GST and how it compares with SMS.

Who pays Meta
Partner: billed by us at Meta's exact rate. Direct: your card in Meta.

Messages you send each month

Per month
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Per year
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Meta message charges
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Cost per message
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all-in, monthly
ItemMessagesRatePer month

WhatsApp Business API rates in India (per delivered message)

Meta charges per delivered template message. The rate depends on the template category and the recipient's country. Prices exclude 18% GST.

CategoryUsed forRate per message10,000 messages
MarketingOffers, launches, festive greetings, re-engagement₹0.8631₹8,631
UtilityOrder, payment, booking and delivery updates₹0.115₹1,150
AuthenticationOne-time passwords for login and verification₹0.115₹1,150
ServiceFree-form replies inside the 24-hour customer service windowFreeFree

Rates last updated 7 October 2026. Source: Meta rate card. Lower utility and authentication rates apply automatically at very high monthly volumes (Meta volume tiers).

Worked example

A business in India sends 5,000 marketing, 10,000 utility and 2,000 authentication messages a month. Meta charges come to ₹5,696; with the Developer API's plan at ₹999 a month and 18% GST on Partner billing, the total is about ₹7,900 a month.

How to estimate your WhatsApp cost

1. Plan and billingPick a plan, or only Meta charges, and whether Meta bills you directly or through us.
2. CountryChoose where your customers are. Meta prices by the recipient's country code.
3. Monthly messagesEnter marketing, utility, authentication and service messages per month.
4. Read the estimateSee monthly and yearly cost with GST, cost per message and the SMS comparison.

Direct or Partner billing

Partner (billed by SMSGatewayHub)
Meta bills us and we charge your INR wallet the exact Meta rate, with no markup. One GST invoice for the plan and messages, no international card needed.
Direct (your card in Meta)
You add a card in Meta Business Manager and Meta charges you for messages. SMSGatewayHub bills only the platform plan.

WhatsApp pricing questions

How much does WhatsApp Business API cost in India in 2026?

WhatsApp Business API in India is charged per delivered template message. Meta's current rates are ₹0.8631 per marketing message, ₹0.115 per utility message and ₹0.115 per authentication (OTP) message. Service messages (free-form replies inside the 24-hour customer service window that opens when a customer messages you) are free. On SMSGatewayHub you add a platform plan from ₹999 a month (Developer API's). Indian invoices add 18% GST.

How does Meta charge for WhatsApp Business messages?

Since 1 July 2025 Meta charges per delivered template message instead of per 24-hour conversation. The price depends on the template category (marketing, utility or authentication) and the country code of the person who receives it. You pay only when the message is delivered.

Are customer service replies on WhatsApp free?

Service messages (free-form replies inside the 24-hour customer service window that opens when a customer messages you) are free. After the window closes you must send an approved template, which is charged by its category.

What is the difference between marketing, utility and authentication templates?

Marketing templates promote offers, launches, festive greetings or re-engagement. Utility templates confirm or update something the customer started, such as an order, payment, booking or delivery. Authentication templates carry one-time passwords for login or verification. Meta decides the final category when it reviews the template, and marketing is the most expensive.

Is GST charged on WhatsApp Business API pricing in India?

Yes. Indian businesses pay 18% GST on the platform plan and on Meta message charges billed through an Indian invoice. Registered businesses can claim input tax credit on the GST invoice.

What is the difference between Direct and Partner billing on SMSGatewayHub?

With Direct billing you add your own card in Meta and Meta charges you for messages; SMSGatewayHub bills only the platform plan. With Partner billing Meta bills SMSGatewayHub and we charge your INR wallet the exact Meta rate, with no markup, on one GST invoice together with the plan.

Is WhatsApp cheaper than SMS for promotions?

Usually not per message: a marketing WhatsApp message costs ₹0.8631 while a promotional SMS on SMSGatewayHub costs from ₹0.225. WhatsApp is chosen for rich media, buttons, read receipts and two-way chat; SMS for reach without an app and for the lowest cost. Many businesses use WhatsApp first with SMS fallback.

Do I need a plan to use WhatsApp Business API on SMSGatewayHub?

Yes. A platform plan gives you the team inbox, campaigns, chatbot, API and templates; plans start at ₹999 a month. Meta message charges are separate and depend on what you send.

How often are these WhatsApp rates updated?

The calculator reads the rates from our billing system, which we keep in line with Meta's published rate card; they were last updated on 7 October 2026. Meta announces rate changes in advance, usually effective from the first day of a quarter.

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Try WhatsApp Business API on SMSGatewayHub

Team inbox, campaigns, chatbot and API on the official Meta platform, billed in INR with a GST invoice.